Contact your insurance company to report the damage and ask about its claim requirements. The insurer will explain applicable deadlines, required information and the assigned inspection process.

A roofing inspection can help you understand the visible property conditions, but the insurer controls its claim procedures. If serious or active damage is present, contact the insurer promptly and follow its instructions.

When appropriate, an SBG representative may attend the adjuster inspection to identify observed damage and answer questions about the proposed construction scope.

No. SBG is a roofing contractor, not a public adjuster. We can discuss construction details and estimates but do not interpret policy coverage or negotiate claim settlements on behalf of property owners.

Coverage depends on the individual policy, cause of damage, exclusions, deductible and the insurance company’s findings. Property owners should report suspected damage promptly and contact their insurer for coverage information. SBG can inspect visible damage, prepare a construction estimate and complete the agreed roofing work.

It may. Insurance companies may consider roof age, condition, depreciation and policy terms when reviewing a claim. SBG does not determine how these factors affect coverage.

Claim-reporting requirements and deadlines vary by insurance company and policy. Review your policy and contact your insurer promptly after discovering suspected damage rather than relying on a general deadline.

SBG can provide photographs of visible conditions, roofing measurements, a proposed construction estimate and documentation related to completed work.

The property owner and SBG review the proposed construction scope, material selections, schedule, contract price and payment responsibilities before work begins. The insurer independently determines covered amounts under the policy.